SERVICEMEMBERS

CIVIL RELIEF ACT OF 2004

Public Law 108-189; 108th Congress
 
An Act
 
To restate, clarify, and revise the Solders' and Sailors' Civil 
Relief Act of 1940. Be it enacted by the Senate and House of 
Representatives of the United States of America in Congress 
assembled,
 
SECTION 1. RESTATEMENT OF ACT.
The Soldiers' and Sailors' Civil Relief Act of 1940 (50 U.S.C.
App. 501 et seq.) is amended to read as follows:
 
``SECTION 1. SHORT TITLE; TABLE OF CONTENTS.
 
``(a) Short Title.--This <<NOTE: 50 USC app. 501.>> Act 
may be cited as the `Servicemembers Civil Relief Act'.
 
*    *    *    *    *    *    *    *
`SEC. 307.  (NOTE: 50 USC app. 537) ENFORCEMENT 
OF STORAGE LIENS.
 
``(a) LIENS.--
``(1) LIMITATION ON FORECLOSURE OR ENFORCEMENT.--A
person holding a lien on the property or effects of a 
servicemember may not, during any period of military
service of the servicemember and for 90 days thereafter, 
foreclose or enforce any lien on such property or effects 
without a court order granted before foreclosure or 
enforcement.
``(2) LIEN DEFINED.--For the purposes of paragraph (1), 
the term `lien' includes a lien for storage, repair, or cleaning 
of the property or effects of a servicemember or a lien on 
such property or effects for any other reason.
 
``(b) STAY OF PROCEEDINGS.--In a proceeding to foreclose
or enforce a lien subject to this section, the court may on its 
own motion, and shall if requested by a servicemember 
whose ability to comply with the obligation resulting in the 
proceeding is materially affected by military service--
``(1) stay the proceeding for a period of time as justice and 
equity require; or
``(2) adjust the obligation to preserve the interests of all 
parties.
 
The provisions of this subsection do not affect the scope of
section 303.
 
``(c) PENALTIES.--
``(1) MISDEMEANOR.--A person who knowingly takes an
action contrary to this section, or attempts to do so, shall 
be fined as provided in title 18, United States Code, or 
imprisoned for not more than one year, or both.
``(2) PRESERVATION OF OTHER REMEDIES.--The remedy 
and rights provided under this section are in addition to and 
do not preclude any remedy for wrongful conversion 
otherwise available under law to the person claiming relief 
under this section, including any consequential or punitive 
damages.
 
SEC. 308.  (NOTE: 50 USC app. 538)  EXTENSION OF 
PROTECTIONS TO DEPENDENTS.
 
``Upon application to a court, a dependent of a 
servicemember is entitled to the protections of this title if the
dependent's ability to comply with a lease, contract, 
bailment, or other obligation is materially affected by reason 
of the servicemember's military service.
 
*    *    *    *    *    *    *    *
 
SEC. 3.  (NOTE: Applicability. 50 USC app. 501 note.) 
EFFECTIVE DATE.
 
The amendment made by section 1 shall apply to any case 
that is not final before the date of the enactment of this Act.
 
Approved December 19, 2003.
 
LEGISLATIVE HISTORY--H.R. 100 (S. 1136):
----------------------------------------------------------
 
HOUSE REPORTS: No. 108-81 (Comm. on Veterans' 
Affairs).
SENATE REPORTS: No. 108-197 accompanying S. 1136 
(Comm. on Veterans' Affairs).
CONGRESSIONAL RECORD, Vol. 149 (2003):
May 7, considered and passed House.
Nov. 21, considered and passed Senate, amended, in lieu of 
S. 1136.
Dec. 8, House concurred in Senate amendment.
 
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